These Terms & Conditions (“Terms”) govern your use of the website www.revik.in, operated by Revik Empowering Business Solutions (“REVIK,” “we,” “us,” or “our”), an NPA resolution and recovery agency based in Ahmedabad, Gujarat.

By accessing or using this website, you agree to these Terms. If you do not agree, please do not use this website.

1. About This Website

This website provides information about REVIK’s recovery services, industries served, compliance practices, and contact details for Banks, NBFCs, MFIs, FinTech lenders, and other financial institutions. It is intended for informational and business inquiry purposes and does not constitute an offer of services until formally agreed upon between REVIK and a client through a separate written engagement.

2. Acceptable Use

By using this website, you agree that you will not:

• Use the website for any unlawful purpose or in violation of any applicable law or regulation
• Attempt to gain unauthorised access to any part of the website or its underlying systems
• Copy, scrape, or systematically extract content from the website for commercial use without our written permission
• Introduce any virus, malware, or harmful code to the website
• Impersonate REVIK, its employees, or misrepresent your affiliation with us

3. Intellectual Property

All content on this website – including text, service descriptions, graphics, logos, and the REVIK brand name and mark – is the property of Revik Empowering Business Solutions unless otherwise stated, and is protected under applicable copyright and trademark law.

You may view and share content from this website for personal, non-commercial reference. You may not reproduce, republish, or distribute REVIK’s website content for commercial purposes without our prior written consent.

4. No Legal or Financial Advice

Content on this website – including information about SARFAESI, DRT, Lok Adalat, RBI regulations, NPA classification, provisioning, or any other regulatory or legal topic – is provided for general informational purposes only. It does not constitute legal, financial, or compliance advice, and should not be relied upon as a substitute for professional advice specific to your institution’s circumstances.

No advisor-client or solicitor-client relationship is formed through your use of this website.

5. Accuracy of Information

We take reasonable care to keep information on this website accurate and current, including data points, regulatory references, and service descriptions. However, regulations and industry data change, and we do not guarantee that all content is complete, error-free, or fully up to date at all times. If you notice an inaccuracy, we welcome you to contact us.

6. Third-Party Links

This website may contain links to third-party websites or resources (such as RBI circulars or regulatory publications) for reference purposes. We are not responsible for the content, accuracy, or practices of any third-party website, and inclusion of a link does not imply endorsement.

7. Service Engagements

Any actual engagement of REVIK’s recovery services – including empanelment, portfolio assessment, or a specific recovery mandate – is governed by a separate, formal written agreement between REVIK and the client institution. These website Terms apply only to your use of the website itself and do not constitute or replace such an agreement.

8. Limitation of Liability

To the fullest extent permitted by law, REVIK shall not be liable for any indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, this website, including but not limited to reliance on any information contained on it.

Nothing in these Terms limits REVIK’s obligations or liabilities under any separate written service agreement entered into with a client.

9. Indemnification

You agree to indemnify and hold harmless REVIK, its directors, employees, and agents from any claims, losses, or damages arising from your misuse of this website or violation of these Terms.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes arising out of or relating to your use of this website shall be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat.

11. Changes to These Terms

We may update these Terms from time to time. The “Last Updated” date at the top of this page reflects the most recent revision. Continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

12. Contact Us

For any questions regarding these Terms, please contact:

• Revik Empowering Business Solutions

• A1-208, Radhe Kishan Business Park, Isanpur Narol Highway, Isanpur, Ahmedabad, Gujarat
• Email: info@revik.in
• Phone: +91 92195 45560