Settlement & Resolution Management
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Settlement & Resolution Management Company in Gujarat - Closure That Works for Both Sides
REVIK is a settlement and resolution management company in Gujarat serving Banks, NBFCs, and MFIs – structured OTS facilitation across Ahmedabad, Surat, Vadodara, and Rajkot.
Facing Issues
The Challenge
Not every NPA account resolves through recovery alone. Some accounts need a settlement structured well enough that the lender’s provisioning math works and the borrower’s actual repayment capacity is realistic.
Most agencies offering loan settlement company in Gujarat services only know pressure tactics. They can push a borrower to the table, but they cannot structure a proposal that a lender’s approval committee will actually sign off on. That gap is where recoverable value gets left on the table – or where negotiations drag on for months without closing.
What REVIK Delivers
What Our Settlement & Resolution Management Services Cover
OTS Negotiation & Facilitation
Structured One Time Settlement proposals benchmarked to NPV and realizable security value – the core of our NPA settlement services in Gujarat.
Borrower Financial Counselling
Transparent explanation of settlement options and consequences, improving cooperation and reducing prolonged disputes.
Restructuring Plan Preparation
Where a full settlement isn’t the right fit, we prepare realistic repayment restructuring aligned with the borrower’s actual capacity.
Settlement Documentation & Execution
Lender Approval Coordination
Post-Settlement Compliance Monitoring
How We Operate
How Our Settlement & Resolution Management Process Works
Account Assessment
Every account is evaluated for settlement viability - provisioning stage, security value, and borrower repayment capacity.
Proposal Structuring
A settlement figure is built to meet NPV benchmarks required under RBI's compromise settlement framework, not simply the highest number a borrower might pay.
Negotiation & Approval
Terms are negotiated with the borrower and routed through the lender's Board-approved settlement policy for sign-off.
Execution & Closure
Payment terms are documented and tracked - typically structured with an upfront payment and a defined balance period - through to final account closure.
Compliance Signal
Built Into Every Settlement
Every proposal from our settlement and resolution management company in Gujarat is structured within RBI’s Board-approved compromise settlement framework – NPV benchmarking, documented terms, and defined consequences if a borrower fails to honour the agreement.
Every negotiation, proposal, and closure is documented. Records are auditable on request by your institution or your regulator.
Who This Is For
Built For
NBFCs
Structured NBFC settlement services Gujarat for personal, vehicle, and equipment loan accounts where litigation would cost more than it recovers.
GET STARTEDBanks
Banking recovery services Gujarat for chronic NPA accounts requiring Board-approved settlement structuring.
GET STARTEDMFIs
Settlement facilitation suited to group-liability accounts, where a negotiated resolution protects both recovery and future borrower relationships.
GET STARTEDFinancial
Broader financial recovery company in Gujarat mandates needing structured closure across multiple product categories.
GET STARTEDRelated Services
Works Well With
Legal Recovery Coordination —
Accounts where negotiation fails move directly into SARFAESI or DRT escalation.
Bucket X Collections —
Hard NPA accounts often resolve through structured settlement rather than continued pursuit.
NPA Resolution Services —
Settlement is one closure path within REVIK's broader NPA resolution company in Gujarat framework.
